Learn

Step 1: Visit the Web App or download the Mobile App

You can visit the Yellow Card Web App on any device or download our app, Yellow Card from the Google Play Store.

Step 2: Sign Up

We will need some basic information, including your First Name, Last Name, Date of Birth, Phone Number, and Email.

Your password must have:

• At least 8 characters
• A capital letter
• A number
• A symbol
  

If someone invited you to the platform then you can input there referral code, if not that space is not required.

Your phone number will be used to access your account. The name and birth date provided must match exactly as appears in your bank account details that are linked to your Bank Verification Number (BVN).

Step 3: Confirm your phone number

After clicking the “Sign Up” button, you will be taken to an SMS verification page. You will receive a text message with a 6-digit PIN. Enter the PIN to verify your phone number and create your account.

Occasionally phone networks in Nigeria will experience delivery issues. If you do not receive and SMS please click verify with Whatsapp or USSD

Step 1: Login

The following tutorial is for loading your account via PIN or Bank Transfer

Step 2: Select “Deposit”

After Logging in, click on the “Deposit” button.

Step 3: Select the deposit method and the amount you want to load your account with

You have the option to top your account up with Pin or Bank Deposit.

Select the option you would like to use. 

Instant Bank Transfer:

Loading your Yellow Card Account with this method is instant and costs only 50 Naira.

Yellow Card generates a Providus bank account for you. This is basically your Yellow Card Bank Account. Simply perform a bank transfer to the name and account number displayed and you will receive your funds in a matter of minutes.

Standard Bank transfer (12-48 hrs):

You can load your Yellow Card account via bank transfer, this process is free. Perform a deposit request by inputting the amount that you would like to transfer and click "Submit".

Next you need to transfer the amount from your bank account to ours. Be sure to include the reference code.

As soon as we receive your deposit we will accept the deposit request and your account will be credited.

Step 4: Buy Cryptocurrency

Your order will be processed and your account will be credited.

You’re now ready to purchase cryptocurrency!

Step 1: Select “Buy”

Step 2: Enter the amount to purchase 

Here you enter the amount of cryptocurrency you would like to purchase. You may input either the amount in your local currency or a specific amount of crypto. 

The live rate is displayed directly below the entry box.

After entering the amount, click “Buy Crypto.”

Step 3: You’re done!

You have successfully purchased cryptocurrency! You can find it in your Yellow Card Wallet.

Step 1: Login

If you already have a Yellow Card account, click the "Login" button on the top right of this page and login to your account.

Step 2: Click the “Limits” button

Here you will see all of your information and what tier your account is. Your remaining daily and monthly limit are displayed.

Step 3: Fill in the necessary info

To increase your daily and monthly limits, input the necessary information for each tier.

Please Note: There may be a limit to how much crypto you are allowed to buy under applicable laws in your country. If you would like to buy more than your current limit, please Contact Us.

Step 4: Buy more Bitcoin

Once you increase your limits, you can buy more crypto!

Step 1: Decide where you are sending it

On the dashboard click "Wallet" and inside the wallet click "Send".

Sending Types: Here you have the option to enter an external wallet address, Yellow Card user’s phone number, non-users phone number that will sign up, or Yellow Card Merchant’s phone number.

• Yellow Card User: Using a Yellow Card user’s phone number, you may send cryptocurrency to them for free. Transfers sent to another Yellow Card wallet are free and instant.
• Someone not on Yellow Card: You need to enter the wallet address that you are sending it to
• Non-users phone number: You can sent cryptocurrency to someone that hasn't registered for an account yet by entering their phone number. They will receive a text notification that they have received cryptocurrency and to sign up for an account
• Yellow Card Merchant: Read the "How to sell to a merchant" tutorial to learn more

Enter the amount you would like to send and the wallet address you are sending it to

Step 2: Select the priority (when sending outside of Yellow Card)

The priority dropdown box is to set the desired speed of delivery. This affects the Cryptocurrency Miner Fee where the higher the fee, the more likely to be included by Miners. This is not a Yellow Card fee, but a Cryptocurrency Network fee. Urgent transactions should have a higher priority set as it will be picked up quicker by the network.

Step 3: Click “Send Crypto”

You will see a confirmation screen which will show your network fee based on what block rate you chose.

Step 1: Receiving type

You can receive cryptocurrency on Yellow Card in two ways:

1. From a Yellow Card user: All you need to do to receive cryptocurrency from another Yellow Card user is to give them your phone number. All transfers to other Yellow Card users are completely free.
2. From an outside user: To receive cryptocurrency from someone without a Yellow Card account follow the steps below

Step 2: Go to the “Wallet” tab and click “Receive”

Click “Receive,” a QR code with your wallet address will come up.

Step 3: Share your info

Give the sender your wallet address (by copying and pasting it) or have the sender scan your QR code.

Be sure that the sender is sending the correct cryptocurrency to your wallet (i.e. you can only send Bitcoin to a Bitcoin Wallet Address).

Step 1: Visit the sell page

On the Yellow Card dashboard click "Sell".

Step 2: Select "Sell on Platform"

Since you are selling your crypto Yellow Card click "Sell on Platform"

Step 3: Use your Naira

After you have confirmed your cryptocurrency sale you can sell the Naira balance to a merchant for cash or withdraw it to your bank account.

Step 1: Go to the Withdraw page

On the Yellow Card Dashboard visit the Withdraw page.

Step 2: Enter the amount that you would like to withdraw

Input the amount of your local currency that you would like withdrawn to your bank account.

Step 3: Enter your account details

Here you need to input your bank account number and select the corresponding bank.

Step 4: Confirm

Confirm the details of the withdrawal, including the amount and bank account that you are sending it too.

Click confirm withdrawal and the amount will be sent to your bank account!

Step 1: Visit a merchant

To load your account or buy cryptocurrency with cash you need to first visit a merchant. You can find a map of all the merchants here.

Step 2: Ask the Merchant for Yellow Card

You need to tell the merchant how much you would like to buy, give them your phone number, and what method you would like to use.

There are two methods:

1. Top up - This means that you receive Naira credit on your account
2. Crypto purchase - This means you are purchasing the cryptocurrency directly and it will be loaded on to your Yellow Card Wallet

Step 3: Are you a user or non-user?

If you already have a Yellow Card account you simply Login and will see your credit or cryptocurrency.

If you don't have an account yet, simply Sign Up for an account with the phone number that you gave to the merchant and you will see your credit or cryptocurrency.

Step 1: Select "Sell" on the Dashboard

On the Dashboard click "Sell".

Step 2: Click "Sell to Merchant"

Step 3: Select the currency you want to sell

You can sell your Local Currency balance or sell directly from your Yellow Card Wallet. Selling from your Yellow Card wallet will calculate the same fees as selling on the platform.

Step 4: Enter the amount

Step 5: Enter the Merchants phone number

If the person is not a Merchant you will not proceed to the next step

Step 6: Confirm the transaction

Here the Merchants name will be displayed. Confirm that they are the correct person you are selling to.

Yellow Card takes a fee according to the fee structure Here. You will need to negotiate the separate Merchants fees with them.

Step 1: Make money by inviting friends to use Yellow Card

On the dashboard visit the referral page.

Here you can see your unique Referral ID. You can share this with anyone and receive credit when someone makes a purchase on Yellow Card using your referral code.

Step 2: View your payout history

Here you can see your total earnings and number of people that have used your referral code.

There is also a list of every amount, user, and date that your referral code has been used.

Step 3: Payout structure

For each referral you make 20% of the users fee for the first three months. Meaning anytime someone uses your referral code for three months after their first purchase you will make 20% of the fees from their action.