Learn

Step 1: Visit the Web App or download the Mobile App

You can visit the Yellow Card Web App on any device or download our app, Yellow Card from the Google Play Store.

Step 2: Sign Up

We will need some basic information, including your First Name, Last Name, Date of Birth, Phone Number, and Email.

Your password must have:

• At least 8 characters
• Uppercase letter [A-Z]
• Lowercase letter [a-z]
• Special character [#*!]
• Number [0-9]

If someone invited you to the platform then you can input their referral code, if not that space is not required.

Your phone number will be used to access your account. The name and birth date provided must match exactly your verification documents.

Step 3: Confirm your phone number

After clicking the “Sign Up” button, you will be taken to an SMS verification page. You will receive a text message with a 6-digit PIN. Enter the PIN to verify your phone number and create your account.

*If you do not receive an SMS please click verify with Whatsapp or USSD

Step 1: Select “Deposit”

Step 2: Select a Wallet

*If you are buying cryptocurrency for the first time, select the wallet for your local currency.

Step 3: Choose Deposit Method

Bank Transfer(Nigeria only):

1. Send the amount you would like to deposit to the bank account listed

2. Watch your account be credited instantly

*Sometimes bank network issues cause deposit delays, give it a few minutes if you don't see it instantly.

Standard Bank transfer (12-48 hrs):

1. Submit a deposit request for the amount you want to deposit

2. Transfer the amount to the bank listed. Be sure to include the reference code with the transfer

3. As soon as we receive your deposit we will accept the deposit request and your account will be credited.

*If you do not submit a deposit request or forget the reference code we will not be able to credit your account. To help us resolve these:
- Submit a deposit request for the amount sent on the deposit page

- Email support and provide proof of payment

Credit Card

1. Go to the deposit page

2. Select credit card as payment method

3. Enter the amount you want to deposit

4. Enter credit card info and submit

* You must have tier 3 limits to deposit with a credit card

Step 1: Select the Bitcoin

Step 2: Enter the amount to purchase 

Here you enter the amount of cryptocurrency you would like to purchase. You may input either the amount in your local currency or a specific amount of crypto. 

The live rate is displayed directly below the entry box.

After entering the amount, click “Buy Crypto.”

Step 3: You’re done!

You have successfully purchased cryptocurrency! You can find it in your Yellow Card Wallet.

Step 1: Login

If you already have a Yellow Card account, click the "Login" button on the top right of this page and login to your account.

Step 2: Click the “Limits” button

Here you will see all of your information and what tier your account is. Your remaining daily and monthly limit are displayed.

Step 3: Fill in the necessary info

To increase your daily and monthly limits, input the necessary information for each tier.

Please Note: There may be a limit to how much crypto you are allowed to buy under applicable laws in your country. If you would like to buy more than your current limit, please Contact Us.

Step 4: Buy more Bitcoin

Once you increase your limits, you can buy more crypto!

Step 1: Decide where you are sending it

On the dashboard click "Wallet" and inside the wallet click "Send".

Sending Types: Here you have the option to enter an external wallet address, Yellow Card user’s phone number, non-users phone number that will sign up, or Yellow Card Merchant’s phone number.

• Yellow Card User: Using a Yellow Card user’s phone number, you may send cryptocurrency to them for free. Transfers sent to another Yellow Card wallet are free and instant.
• Someone not on Yellow Card: You need to enter the wallet address that you are sending it to
• Non-users phone number: You can sent cryptocurrency to someone that hasn't registered for an account yet by entering their phone number. They will receive a text notification that they have received cryptocurrency and to sign up for an account
• Yellow Card Merchant: Read the "How to sell to a merchant" tutorial to learn more

Enter the amount you would like to send and the wallet address you are sending it to

Step 2: Select the priority (when sending outside of Yellow Card)

The priority dropdown box is to set the desired speed of delivery. This affects the Cryptocurrency Miner Fee where the higher the fee, the more likely to be included by Miners. This is not a Yellow Card fee, but a Cryptocurrency Network fee. Urgent transactions should have a higher priority set as it will be picked up quicker by the network.

Step 3: Click “Send Crypto”

You will see a confirmation screen which will show your network fee based on what block rate you chose.

Step 1: Receiving type

You can receive cryptocurrency on Yellow Card in two ways:

1. From a Yellow Card user: All you need to do to receive cryptocurrency from another Yellow Card user is to give them your phone number. All transfers to other Yellow Card users are completely free.
2. From an outside user: To receive cryptocurrency from someone without a Yellow Card account follow the steps below

Step 2: Go to the “Wallet” tab and click “Receive”

Click “Receive,” a QR code with your wallet address will come up.

Step 3: Share your info

Give the sender your wallet address (by copying and pasting it) or have the sender scan your QR code.

Be sure that the sender is sending the correct cryptocurrency to your wallet (i.e. you can only send Bitcoin to a Bitcoin Wallet Address).

Step 1: Visit the sell page

On the Yellow Card dashboard click "Sell".

Step 2: Select "Sell on Platform"

Since you are selling your crypto Yellow Card click "Sell on Platform"

Step 3: Use your Naira

After you have confirmed your cryptocurrency sale you can sell the Naira balance to a merchant for cash or withdraw it to your bank account.

Step 1: Go to the Withdraw page

On the Yellow Card Dashboard visit the Withdraw page.

Step 2: Enter the amount that you would like to withdraw

Input the amount of your local currency that you would like withdrawn to your bank account.

Step 3: Enter your account details

Here you need to input your bank account number and select the corresponding bank.

Step 4: Confirm

Confirm the details of the withdrawal, including the amount and bank account that you are sending it too.

Click confirm withdrawal and the amount will be sent to your bank account!

Step 1: Visit a merchant

To load your account or buy cryptocurrency with cash, you need to first visit a merchant. Here's a map of all the merchants' locations.

Step 2: Ask the Merchant for Yellow Card

You need to tell the merchant how much you would like to buy, give them your phone number, and what method you would like to use.

There are two methods:

1. Top up - This means that you receive Naira credit on your account
2. Crypto purchase - This means you are purchasing the cryptocurrency directly and it will be loaded on to your Yellow Card Wallet

Step 3: Are you a user or non-user?

If you already have a Yellow Card account you simply Login and will see your credit or cryptocurrency.

If you don't have an account yet, simply Sign Up for an account with the phone number that you gave to the merchant and you will see your credit or cryptocurrency.

Step 1: Select "Sell" on the Dashboard

On the Dashboard click "Sell".

Step 2: Click "Sell to Merchant"

Step 3: Select the currency you want to sell

You can sell your Local Currency balance or sell directly from your Yellow Card Wallet. Selling from your Yellow Card wallet will calculate the same fees as selling on the platform.

Step 4: Enter the amount

Step 5: Enter the Merchants phone number

If the person is not a Merchant you will not proceed to the next step

Step 6: Confirm the transaction

Here the Merchants name will be displayed. Confirm that they are the correct person you are selling to.

Yellow Card takes a fee according to our fee structure. You will need to negotiate the separate Merchants fees with them.

Step 1: Make money by inviting friends to use Yellow Card

On the dashboard visit the referral page.

Here you can see your unique Referral ID. You can share this with anyone and receive credit when someone makes a purchase on Yellow Card using your referral code.

Step 2: View your payout history

Here you can see your total earnings and number of people that have used your referral code.

There is also a list of every amount, user, and date that your referral code has been used.